Joseph Thomas & Associates has successfully recovered millions for our clients. Our team of seasoned professionals leverages deep industry knowledge and advanced collection strategies to maximize recovery rates while maintaining positive relationships with your customers.
Your go-to Collections Agency for all Industries Across North America.
We offer professional advice, guidance and actionable solutions to businesses experiencing issues they can’t deal with in-house.


Welcome to Joseph Thomas & Associates
Take calculated risks others might avoid. Achieve what others deem impossible.
Why choose us
Our principles
Achievements
Why choose us
Our principles
Client-Centric Approach
Your needs are our priority. We customize our collection strategies to align with your business goals and values. We work closely with you to understand your unique challenges and provide solutions that not only recover debts but also protect your reputation.
Ethical and Compliant
In a field where regulations are stringent, Joseph Thomas & Associates prides itself on adhering to the highest standards of ethical practices and compliance. Our processes are designed to meet or exceed all federal and state regulations, ensuring that your business is protected from legal risks.
Advanced Technology
We employ state-of-the-art technology to enhance our collection efforts. From predictive analytics to automated communication tools, our tech-driven approach ensures efficient and effective debt recovery, providing you with real-time insights and transparency throughout the process.
Achievements
Compliance Certification:
Achieved full compliance with all federal and state regulations, ensuring our practices meet the highest standards of legal and ethical conduct.
Technology Integration:
Implementing advanced debt recovery software that streamlines our operations and provides our clients with real-time access to account status and recovery efforts.
High level of competence & Experience
Our experience will help you focus on the important things
At JT & Associates, we believe that communication & experience is key to a successful partnership. Our dedicated account managers are always available to provide updates, answer questions, and address concerns, ensuring a seamless and stress-free experience.
01.
Experienced Collections specialists
Our team of seasoned professionals brings years of expertise to every collection, ensuring your accounts are handled with the utmost care and efficiency.
02.
Stable & predictable results
We deliver consistent, reliable outcomes, minimizing uncertainty and helping you maintain a steady cash flow.
03.
100% Satisfaction guarantee
Your satisfaction is our top priority. We stand behind our work, offering a guarantee that you’ll be pleased with the results.
04.
We work hard so you can focus on business
Let us handle the complexities of collections while you concentrate on what you do best—growing your business.
Why choose our company
Here's how things are going to change for your business
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